NCino Stock Plunges After Worse-Than-Expected Q4 EPS, Weak Forward Guidance

nCino, Inc. NCNO released its fourth-quarter results after Tuesday’s closing bell. Here’s a look at the key figures from the report. 

The Details: nCino reported quarterly earnings of 12 cents per share, which missed the analyst consensus estimate of 19 cents. Quarterly revenue came in at $141.37 million, which beat the analyst consensus estimate of $140.84 million and is an increase over revenue of $123.69 million from the same period last year.

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nCino’s board of directors authorized a stock repurchase program under which the company may repurchase up to $100,000,000 of its outstanding common stock.

“We ended the year strong, with meaningful year-over-year subscription revenues and ACV growth, while continuing to realize efficiencies across our operations,” said Sean Desmond, CEO at nCino.

“With AI embedded across our onboarding, account opening, lending and portfolio management offerings that span commercial, consumer, small business and mortgage lines of business globally, nCino is uniquely positioned to seize the vertical AI market opportunity as we continue the journey of delivering long-term value to our stakeholders,” Desmond added.

Outlook: nCino expects first-quarter revenues in a range of $138.75 million to $140.75 million, versus the $145.49 million estimate, and adjusted earnings of 15 cents to 16 cents per share, versus the 21 cent estimate.

The company expects fiscal 2026 revenue in a range of $574.5 million to $578.5 million, versus the  $612.99 million estimate, and adjusted EPS of 66 cents to 69 cents, versus the 88 cent estimate.

NCNO Price Action: According to data from Benzinga Pro, nCino shares were down 21.05% after-hours at $28.12 on Tuesday.  

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